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Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 170B EAST SAN ANTONIO STREET, NEW BRAUNFELS TX, 78130, 830-8323491. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. WISE INVESTMENT SERVICES is not an affiliate or subsidiary of PAS or Guardian.

DOL Disclosure: This material is intended for general use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.